# Personal Finance Tracker

> A personal finance web application for tracking income, expenses, budgets, and financial goals.

## About

Personal Finance Tracker is a free-to-start web app that helps individuals take control of their money. It runs entirely in the browser backed by a secure cloud database.

## Features

- **Transaction tracking**: Log income and expense transactions with categories, tags, and multi-currency support
- **Budget management**: Set monthly spending limits per category and track progress in real time
- **Financial goals**: Create savings goals (savings, debt payoff, investment, purchase) with milestones and contribution tracking
- **Recurring transactions**: Automate repeating income and expenses (daily, weekly, monthly, yearly)
- **Cash flow forecasting**: Project your balance 30, 60, or 90 days ahead based on recurring transactions
- **Financial health score**: Monthly snapshot scoring budget adherence, savings rate, and spending consistency
- **Category benchmarks**: Compare your spending against typical patterns
- **Net worth tracking**: Track assets and view historical net worth (premium)
- **CSV import/export**: Bulk import transactions from any bank export
- **Multi-currency**: All amounts normalized to EUR via exchange rates

## Pricing

- **Free**: 30 transactions/month, 3 budgets, 5 recurring rules, 3 goals, 7-day free trial
- **Premium**: Unlimited everything, net worth tracking, extended forecasting horizons, advanced analytics

## Links

- [Home](https://personal-finances.app/)
- [Register](https://personal-finances.app/register)
- [Pricing](https://personal-finances.app/pricing)
- [Privacy Policy](https://personal-finances.app/privacy)
- [Terms of Service](https://personal-finances.app/terms)