Question 1

Is it really free?

Accepted Answer

Yes. The free plan needs no credit card and has no time limit: 30 transactions a month, 10 budgets, 10 goals. Premium adds unlimited transactions, cash flow forecasting, and the full score and benchmarks.

Question 2

Which languages and currencies does it support?

Accepted Answer

The app is fully translated in English and Albanian. You choose one currency at signup and can change it later in settings, and every screen uses it. There are also free salary, freelancer, and loan calculators built on Albanian rules.

Question 3

How long until it tells me something useful?

Accepted Answer

The dashboard and budgets work from your first entries. The score and benchmarks compare you to your own past, so they get sharper with each month of history. Importing a CSV from your bank gives you that history immediately.

Question 4

Can your staff see my amounts?

Accepted Answer

No. Amounts, budgets, goals and net worth are encrypted on your device with a key only you hold. What reaches the server is encrypted text, so we cannot read it either. If you lose your key and your recovery code, we cannot restore the data either.

Question 5

I already use a spreadsheet. Why switch?

Accepted Answer

Import it as CSV and keep the history. The difference is that this one keeps score without you maintaining formulas, warns you mid-month when a budget is heading over, and tells you how this month compares to your own normal.

Question 6

Is this financial advice?

Accepted Answer

No. The score, benchmarks, and forecasts describe your own data back to you. They are not professional financial, legal, or tax advice.

Question 7

Does it work on my phone?

Accepted Answer

Yes, in any modern browser on phone, tablet, or desktop. There is no native app to install.

Question 8

Can I cancel a paid subscription?

Accepted Answer

Yes, from your account settings. You keep full access until the end of the billing period, and your data stays exportable whether you pay or not.